Terms of Service

Taha Younis & Company

Effective date: February 2025
Last updated: August 2026

1. Who these terms are with

Taha Younis & Company ("TY&Co", "we", "us", "our") operates through two legally registered entities:

Which entity contracts with you depends on where the services are delivered and is identified in your Engagement Letter. Each entity is separately liable for its own obligations. Neither entity is liable for the obligations of the other, and nothing in these terms creates joint or several liability between them unless an Engagement Letter expressly says so.

"You" means the person or organisation using this website or engaging our services.

2. What these terms cover, and what takes precedence

These Terms of Service cover:

• your use of www.tahayounis.com and any content on it; and
• the general framework under which we provide accounting, HR, automation and company registration services.

Every client engagement is also governed by a separate Engagement Letter setting out scope, fees, timelines and deliverables for that specific piece of work.

Order of precedence. Where a conflict arises, the Engagement Letter prevails over these terms, and these terms prevail over any other document, including your purchase order or standard supplier terms. We do not accept your standard terms unless a director of the contracting entity has signed them specifically.

By using this website or accepting an Engagement Letter, you agree to these terms.

3. Website use

You may view, download and print content from this website for your own business use. You may not:

• copy, republish or redistribute our content commercially without written permission;
• scrape, crawl or harvest the site by automated means, except for search engine indexing;
• attempt to gain unauthorised access to the site, its servers, or connected systems;
• use the site to transmit malware, or to send unsolicited commercial communications;
• misrepresent your identity or your relationship with any person or organisation.

The website is provided on an "as available" basis. We may change, suspend or withdraw it, in whole or in part, without notice. We do not guarantee uninterrupted availability.

4. Information on this website is not advice

Content on this website, including articles on tax, corporate, payroll and regulatory topics in Pakistan and Saudi Arabia, is general information published for a broad audience. It is not accounting, tax, legal or financial advice, it is not tailored to your circumstances, and it may cease to be accurate as law and regulatory practice change.

Do not act on it without engaging us or another qualified adviser. We accept no liability for any action taken or not taken on the basis of website content alone.

5. Our services

5.1 What we do

Subject to the Engagement Letter, we provide services across accounting, HR, automation and company registration. The specific scope is always defined in the Engagement Letter. Anything outside that scope is not part of the engagement, even if related.

5.2 What we do not do

Unless an Engagement Letter expressly says otherwise, we do not provide:

• statutory audit or assurance services;
• legal advice or representation before a court or tribunal;
• investment, securities or financial product advice;
• any service requiring a licence we do not hold in the relevant jurisdiction.

Where a matter requires a licensed professional we do not have, we will tell you and, if you ask, help you find one. We are not responsible for the work of any third party you engage.

5.3 How we work

We exercise reasonable skill and care consistent with professional standards in the relevant jurisdiction. Our obligations are obligations of means, not of result. We do not guarantee a particular outcome from any filing, registration, application or regulatory submission, because those outcomes rest with the relevant authority.

5.4 Automation and software services

Where we deliver automation work, including implementations built on Odoo or other platforms:

• We deliver against the specification set out in the Engagement Letter. Change requests are quoted separately.
• We do not warrant that software will be free of defects, nor that it will be uninterrupted.
• Third-party software, including open source components, is supplied to you under its own licence. You are responsible for complying with those licences and for any subscription or user fees owed directly to a vendor.
• Unless the Engagement Letter includes a support and maintenance term, delivery ends at handover and subsequent support is chargeable.
• You are responsible for maintaining your own backups of production data, regardless of any backup arrangement we operate.

6. Your obligations

You agree to:

• provide complete, accurate and timely information, records and documents;
• tell us promptly of any change that affects our work, including changes of ownership, directors, registered address or regulatory status;
• provide the identity and due diligence documents we need to meet anti-money-laundering and client verification obligations, and to keep them current;
• review all deliverables, returns, filings and financial statements before they are submitted or signed;
• retain your own copies of your records;
• pay our fees when due.

You remain responsible for your own records and filings. We prepare and submit on your instructions, based on information you supply. We do not independently audit or verify that information unless the engagement is expressly an audit. Where information you give us is incomplete, inaccurate or late, we are not liable for the consequences, including penalties, interest, rejected filings or missed reliefs.

7. Deadlines

Statutory deadlines are set by authorities including SECP, FBR, provincial revenue authorities, ZATCA and the Saudi Ministry of Commerce, and are outside our control.

We will tell you what information we need and by when. Where we receive complete information by the cut-off date stated in the Engagement Letter or in our written request, we will use reasonable efforts to meet the deadline. Where we do not, we cannot guarantee the deadline will be met and we are not liable for any resulting penalty, surcharge or interest.

Filing on your behalf does not transfer the underlying legal obligation. That obligation remains yours.

8. Fees, invoicing and payment

8.1 Fees

Fees are set out in the Engagement Letter, whether as a fixed fee, a retainer, or a rate applied to time recorded. Fixed fees cover the agreed scope only. Work outside scope, including responding to a regulatory query, audit or investigation arising from a prior period, is chargeable separately and will be quoted before we begin.

8.2 Currency and tax

Pakistani engagements are invoiced in PKR by the Pakistani entity. Saudi engagements are invoiced in SAR by the Saudi entity. Fees are exclusive of sales tax on services, VAT, withholding tax and any other applicable duty, which is added at the prevailing statutory rate and is payable by you.

Where you are required by law to withhold tax from a payment to us, you will provide the withholding certificate.

8.3 Payment terms

Invoices are payable within 30 days of the invoice date. Bank charges and currency conversion costs are yours.

8.4 Late payment

If an invoice is overdue we may, on 14 days' written notice:

• suspend work on all engagements with you, including work not covered by the unpaid invoice;
• withhold delivery of work product that has not yet been paid for.

Suspension does not extend any deadline, and we are not liable for consequences of suspension properly exercised under this clause.

8.5 Retention of records

Where permitted by applicable law, we may retain documents and work product in our possession until outstanding fees are paid. This does not extend to your original statutory records, which we will always return on request.

9. Confidentiality

Each party will keep the other's confidential information confidential, use it only for the engagement, and protect it with at least the care it applies to its own confidential information.

This does not apply to information that is public through no breach, was already lawfully held, is independently developed, or must be disclosed by law, regulation, court order, or to a regulator. Where we are compelled to disclose, we will tell you unless we are legally prohibited from doing so.

We may disclose your information to our own professional advisers, insurers and subcontractors under equivalent confidentiality obligations. Handling of personal data is governed by our Privacy Policy.

We may name you as a client and describe the general nature of the work in our marketing, unless you tell us in writing not to.

10. Intellectual property

• Our name, logo, the TY monogram, "People. Business. Further.", and all website content are our property. Nothing in these terms transfers any right to them.
• Pre-existing materials. Our templates, methodologies, working papers, tools, code libraries and know-how remain ours, including where used or adapted in a deliverable. We grant you a perpetual, non-exclusive licence to use them to the extent embedded in a deliverable you have paid for.
• Deliverables. On full payment, ownership of deliverables created specifically for you passes to you, excluding pre-existing materials and third-party components.
• Working papers remain our property and are not part of any deliverable.
• Your materials remain yours. You grant us a licence to use them for the purpose of the engagement.

Deliverables are prepared for you and for the purpose stated. You may not provide them to a third party as the basis for that third party's decision, and we accept no liability to any third party who relies on them.

11. Liability

Nothing in these terms limits liability that cannot lawfully be limited, including liability for fraud, fraudulent misrepresentation, or death or personal injury caused by negligence.

Subject to that:

• Cap. Our total aggregate liability arising from an engagement, whether in contract, tort, negligence, statute or otherwise, is limited to the fees actually paid to us for that engagement in the 12 months preceding the event giving rise to the claim.
• Excluded loss. We are not liable for loss of profit, loss of revenue, loss of anticipated savings, loss of business or goodwill, loss or corruption of data, or any indirect or consequential loss, however arising.
• Contributory circumstances. We are not liable to the extent a loss arises from information you supplied that was inaccurate, incomplete or late, from your failure to act on our advice, from a decision by a regulatory authority, or from a change in law or regulatory practice after our work was delivered.
• Time limit. A claim must be brought within 12 months of the date you became aware, or should reasonably have become aware, of the matter giving rise to it.

Our liability is to you as the contracting client only. No liability is owed to your directors, shareholders, employees, affiliates, lenders, or any other third party.

12. Indemnity

You will indemnify us against claims, losses, liabilities and reasonable costs arising from information you supplied that was inaccurate, incomplete or misleading; from your breach of these terms; from your unlawful conduct; or from a third party's reliance on a deliverable you provided to them.

13. Term, suspension and termination

Either party may terminate an engagement on 30 days' written notice.

We may terminate or suspend immediately where:

• a fee remains unpaid 30 days beyond its due date;
• we cannot complete client due diligence to our satisfaction;
• continuing would place us in breach of law, regulation, or a professional or ethical obligation;
• you are insolvent, enter liquidation, or cease to trade.

On termination you pay for all work performed and expenses incurred to the termination date. We will hand over your records and completed work product for which payment has been received, within 14 days of request. Clauses 9, 10, 11, 12 and 18 survive termination.

14. Compliance, sanctions and conflicts

We comply with applicable anti-money-laundering, counter-terrorist-financing, anti-bribery and sanctions laws in Pakistan and Saudi Arabia. We may decline or discontinue an engagement, without stating our reasons, where compliance requires it. Where we make a statutory report to an authority, we may be prohibited by law from telling you.

We act for multiple clients, some of whom may compete with you. We will tell you if we identify a conflict of interest affecting your engagement and will either manage it with your agreement or withdraw.

15. Non-solicitation

During an engagement and for 12 months after it ends, you will not solicit or employ any of our personnel who worked on it, without our written consent. If you do, you will pay us a fee equal to 50% of that person's annual gross salary, which the parties agree is a genuine pre-estimate of our recruitment and disruption cost.

16. Force majeure

Neither party is liable for failure or delay caused by an event beyond its reasonable control, including natural disaster, war, civil unrest, government action, prolonged failure of internet or power infrastructure, or the unavailability of a government filing portal. The affected party will notify the other and use reasonable efforts to mitigate. If the event continues for more than 60 days, either party may terminate.

17. Communications

We may communicate with you by email and other electronic means. You accept the associated risks of interception, delay and non-delivery, and that email is not inherently secure. We are not liable for loss arising from electronic communication unless caused by our negligence.

Documents signed electronically are binding on both parties to the extent permitted under the Electronic Transactions Ordinance, 2002 (Pakistan) and the Electronic Transactions Law (Kingdom of Saudi Arabia).

18. Governing law and disputes

18.1 Pakistani engagements

Where the contracting entity is Taha Younis & Company (SMC-Private) Limited, these terms and the engagement are governed by the laws of the Islamic Republic of Pakistan, and the courts at Islamabad have exclusive jurisdiction.

18.2 Saudi engagements

Where the contracting entity is Taha Younis and Company, these terms and the engagement are governed by the laws of the Kingdom of Saudi Arabia.

18.3 Note on Saudi enforceability

Certain provisions in these terms, including some liability limitations, may be limited or unenforceable under Saudi law and Sharia principles. Where a provision is unenforceable in a jurisdiction, it is severed for that jurisdiction and the rest of these terms continue in force.

18.4 Before litigation

The parties will first attempt to resolve any dispute by good faith discussion between senior representatives within 30 days of written notice of the dispute.

19. General

• Assignment. You may not assign the engagement without our written consent. We may assign to a successor entity on notice.
• Subcontracting. We may subcontract, and remain responsible for subcontracted work.
• No partnership. Nothing here creates a partnership, joint venture, or employment relationship.
• Third party rights. No person other than the parties has any right to enforce these terms.
• Entire agreement. The Engagement Letter together with these terms is the entire agreement, replacing prior discussions and proposals.
• Waiver. Failure to enforce a provision is not a waiver of it.
• Severance. If a provision is held invalid, the remainder continues in force.
• Language. These terms are issued in English. An Arabic translation may be provided for Saudi engagements.

20. Changes

We may update these terms. The effective date above shows when they were last revised. Changes apply to engagements entered into after the effective date, and to existing engagements on 30 days' notice. Your continued use of the website after a change constitutes acceptance.

21. Contact

Email: info@tahayounis.com
Pakistan office: 3rd Floor, Office No. 16, I-8 Markaz, Islamabad
Saudi Arabia office: Office No. 17, 2nd Floor, Bin Yala Center, Al Bawadi, Jeddah

Notices under these terms must be in writing and are effective on delivery to the addresses above or, for email, on confirmed receipt.